In-Store Lay-by Terms & Conditions

  • Instore lay-by 
    Available for Diamond studded jewellery only.
  • Minimum Value
    Lay-by is available on purchases of minimum $1000.00
  • Service Fee
    No service fee.
  • Deposit
    25%1 deposit is required for each new lay-by.
  • Term
    Lay-by is available on a 13 weeks term and must be paid in full and collected by the finalisation date printed on the receipt.
  • Payments
    Minimum weekly payments are required.
  • Cancellation
    Lay-bys cannot be cancelled. If failed to make full payment for the jewellery,You will need to purchase jewellery for the amount that has been paid. There will be no refunds.
  • No Modification
    Lay-by jewellery cannot be modified/exchanged until the full amount has been paid.
  • Identification
    Photo identification is required when changing contact details, requesting a replacement lay-by receipt or finalising a lay-by.
  • Privacy
    We respects customer privacy. Personal information may be used to administer the lay-by.
  • Notes:
    1. Lay-by terms and conditions may be varied for specific events and promotions.
    2. Customers must sign the lay-by receipt to acknowledge these terms and conditions.